{"id":3441,"date":"2017-02-17T09:16:49","date_gmt":"2017-02-17T08:16:49","guid":{"rendered":"http:\/\/www.avordv.fr\/?p=3441"},"modified":"2017-02-17T09:16:49","modified_gmt":"2017-02-17T08:16:49","slug":"virements-frauduleux","status":"publish","type":"post","link":"https:\/\/avoloi.fr\/blog\/virements-frauduleux\/","title":{"rendered":"L&rsquo;arr\u00eat du jour #45 Virements frauduleux"},"content":{"rendered":"<h2 style=\"font-weight: 400;\"><b><strong><em>C\u2019est l\u2019histoire d\u2019un particulier qui demande \u00e0 sa banque de le rembourser pour des virements frauduleux effectu\u00e9s depuis son compte bancaire\u2026<\/em><\/strong><\/b><\/h2>\n<p style=\"font-weight: 400;\">Un particulier se rend compte que son compte bancaire a fait l\u2019objet de trois virements frauduleux. Il demande alors \u00e0 sa banque de le rembourser pour les sommes d\u00e9bit\u00e9es. Ce que refuse la banque, estimant que son client est responsable de ces virements car il a agi avec n\u00e9gligence.<\/p>\n<h3>L&rsquo;objet du litige<\/h3>\n<p style=\"font-weight: 400;\">La banque rappelle que les virements bancaires ont \u00e9t\u00e9 effectu\u00e9s sur un service de paiement hautement s\u00e9curis\u00e9. Or, pour que de tels virements soient accept\u00e9s, il est n\u00e9cessaire de fournir un identifiant, un mot de passe ainsi qu\u2019un code chiffr\u00e9. Pour elle, son client a n\u00e9cessairement divulgu\u00e9 n\u00e9gligemment \u00e0 un tiers ses donn\u00e9es personnelles. Il doit donc supporter l\u2019int\u00e9gralit\u00e9 de la perte subie.<\/p>\n<h3>Le verdict<\/h3>\n<p style=\"font-weight: 400;\">Ce que contestent le client\u2026 et le juge\u00a0! Ce dernier rappelle que ce n\u2019est pas parce que des virements frauduleux ont \u00e9t\u00e9 effectu\u00e9s sur un service de paiement hautement s\u00e9curis\u00e9 qu\u2019il y a n\u00e9cessairement une n\u00e9gligence fautive. Et la banque ne prouvant pas la n\u00e9gligence de son client, ce dernier est rembours\u00e9.<\/p>\n<blockquote>\n<p><em><i>Source : Arr\u00eat de la Cour de cassation, chambre commerciale, du 18 janvier 2017, n\u00b0 15-18466<\/i><\/em><\/p>\n<\/blockquote>\n\n\n<p class=\"has-small-font-size\">En partenariat avec Weblex<\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u2019est l\u2019histoire d\u2019un particulier qui demande \u00e0 sa banque de le rembourser pour des virements frauduleux effectu\u00e9s depuis son compte bancaire\u2026 Un particulier se rend compte que son compte bancaire a fait l\u2019objet de trois virements frauduleux. Il demande alors \u00e0 sa banque de le rembourser pour les sommes d\u00e9bit\u00e9es. Ce que refuse la banque, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":17997,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[3,4,12,75,76,7,9,77],"class_list":["post-3441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-larret-du-jour","tag-arret-du-jour","tag-avocat","tag-banque","tag-compte-bancaire","tag-fraude","tag-litige","tag-verdict","tag-virements-frauduleux"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L&#039;arr\u00eat du jour #45 Virements frauduleux - Le blog Avoloi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/avoloi.fr\/blog\/virements-frauduleux\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&#039;arr\u00eat du jour #45 Virements frauduleux - Le blog Avoloi\" \/>\n<meta property=\"og:description\" content=\"C\u2019est l\u2019histoire d\u2019un particulier qui demande \u00e0 sa banque de le rembourser pour des virements frauduleux effectu\u00e9s depuis son compte bancaire\u2026 Un particulier se rend compte que son compte bancaire a fait l\u2019objet de trois virements frauduleux. 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